Terms and Conditions

Educational use only

The calculators and written content are provided for general educational and informational purposes.

No professional relationship

Using this website does not create a financial, legal, tax, or advisory relationship.

No guarantee of accuracy

While reasonable efforts may be made to keep the information useful, the website does not guarantee that every estimate, formula, or explanation is complete, current, or suitable for every situation.

Use at your own discretion

You are responsible for how you interpret and use the results.

Changes

These terms may be updated as the site evolves.