Budgeting

Budget Split Calculator

Use this calculator to divide a monthly income into needs, wants, and savings based on the classic 50/30/20 rule. It is a quick planning tool for people who want a simple starting point before creating a more detailed budget.

Suggested monthly split

Enter your values and press Calculate.

Content ad slot

AdSense-ready placeholder. Activate it by adding your publisher ID and slot ID in assets/js/site-config.js.

Frequently asked questions

Does this calculator include taxes?

No. Enter the monthly income figure you want to budget from, usually your take-home income.

Can I change the percentages?

This version uses the standard 50/30/20 rule. You can edit the JavaScript later if you want custom percentages.

Related calculators