Budgeting
Budget Split Calculator
Use this calculator to divide a monthly income into needs, wants, and savings based on the classic 50/30/20 rule. It is a quick planning tool for people who want a simple starting point before creating a more detailed budget.
Suggested monthly split
Enter your values and press Calculate.
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Frequently asked questions
Does this calculator include taxes?
No. Enter the monthly income figure you want to budget from, usually your take-home income.
Can I change the percentages?
This version uses the standard 50/30/20 rule. You can edit the JavaScript later if you want custom percentages.