Savings
Emergency Fund Calculator
An emergency fund helps cover essentials when income drops or unexpected costs appear. This calculator estimates a target range based on your monthly essential expenses.
Emergency fund target
Enter your values and press Calculate.
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Frequently asked questions
Should I save more than six months?
Some households prefer a larger buffer, especially when income is irregular or expenses are high.
What counts as an essential expense?
Housing, utilities, food, insurance, medication, and other must-pay basics are typical examples.